Mike So. Joseph Lau & Co.

Declaimer

The information provided by Messrs. Mike So, Joseph Lau & Co. on M&J is for general, indicative purpose only. Messrs. Mike So, Joseph Lau & Co. will not be liable for any errors in, omissions from, or misstatements or misrepresentations concerning, (whether express or implied), any such information, and will not have or accept any liability, obligation or responsibility whatsoever for any loss, destruction r damage (including without limitation consequential loss, destruction or damage) however arising from or in respect of any use or misuse of or reliance on the information delivered on M&J.

To facilitate access by users to information provided by or via other parties, M&J may provide or assist in providing links to external websites through its pages. Provision of, or assistance in providing, these links gives rise to no statement, representation or warranty, express or implied, that Messrs. Mike So, Joseph Lau & Co. agrees or does not disagree with the contents of any such external sites and Messrs. Mike So, Joseph Lau & Co. will not have or accept any liability, obligation or responsibility whatsoever for any loss, destruction or damage (including without limitation consequential loss, destruction or damage) however arising from or in respect of any use or misuse of or reliance on the contents of any such external websites delivered on or via M&J.

This Disclaimer has been translated into Chinese. If there is any inconsistency or ambiguity between the English version and the Chinese version, the English version shall prevail.

By using M&J, you agree to accept unconditionally the terms of this Disclaimerand as they may be revised and/or amended from time to time by Messrs. Mike So, Joseph Lau & Co. without prior notice to you. Please check this page regularly for any revisions and/or amendments which may be made.

November 2012

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